For U.S. residents: When you apply for Epic FlexPay at checkout, a “soft” credit inquiry occurs to verify your identity and determine your eligibility for financing. A soft credit inquiry doesn’t affect your credit score. Uplift does not perform a hard credit inquiry.
For Canada residents: When you apply for Epic FlexPay at checkout, a “soft” credit inquiry occurs to verify your identity and determine your eligibility. A soft credit inquiry doesn’t affect your credit score. When you accept and confirm your loan, a “hard” credit inquiry occurs, which may impact your credit score.
Additionally, if you miss payments, Uplift reserves the right to report payment delinquencies of 30 days or longer to one or more consumer reporting agencies in accordance with applicable law. We understand that unexpected life events happen. If you can’t make a payment, we encourage you to call Uplift’s customer service team at (844) 257-5400 to discuss your situation. They will do everything they can to help you.