Can I use my pass before I’ve paid the full balance with Epic FlexPay? Yes, you are able to use your pass before the full balance has been paid off. Related articles Can I cancel my Epic FlexPay loan if I am not using my Pass? What should I do if I am not presented with an offer for Epic FlexPay? Where can I find my Epic FlexPay balance? Will Epic FlexPay affect my credit? Who do I call if I have a question regarding my pass purchase or Epic FlexPay payment plan?